Texas
TRS Texas
Eligibility, the Rule of 80, the 2.3% benefit formula, service credit, refunds and working after retirement.
25 source-linked guidesOpen the TRS Texas hub →State-by-state research
Teacher pension systems
Choose a system hub to see its rules organized by the real decisions members face.
California
CalSTRS
The 2% at 60 and 2% at 62 structures, age factors, final compensation, sick leave credit and refunds.
27 source-linked guidesOpen the CalSTRS hub →
Illinois
TRS Illinois
Tier 1 and Tier 2 eligibility, the 2.2 formula, refunds, survivor benefits and post-retirement employment.
29 source-linked guidesOpen the TRS Illinois hub →
New York (excluding NYC)
NYSTRS
Tier 1–6 eligibility, the 1.67%/2% service factors, three-year FAS, early-retirement reductions and the 2026 Tier 6 changes.
18 source-linked guidesOpen the NYSTRS hub →
New York City
NYC TRS
The Qualified Pension Plan, Tier 4 and Tier 6 rules, the 55/25 and 57/5 programs, TDA savings and NYC-specific COLA.
16 source-linked guidesOpen the NYC TRS hub →
Florida
Florida FRS
Pension Plan vs Investment Plan, 8-year vesting, the 1.6%–1.68% class multipliers, DROP and the second-election option.
17 source-linked guidesOpen the Florida FRS hub →
Ohio
STRS Ohio
Defined Benefit, Defined Contribution and Combined plans, the five-year FAS formula, the 2035 eligibility schedule and reemployment.
17 source-linked guidesOpen the STRS Ohio hub →
Pennsylvania
PSERS
Legacy Class T-C/T-D/T-E/T-F defined-benefit classes plus the T-G and T-H hybrids, 10-year vesting and the 2%/2.5% multipliers.
20 source-linked guidesOpen the PSERS hub →
Washington
Washington TRS
Washington’s public school teachers participate in a state-administered pension system with Plan 2 and Plan 3 options for eligible new members.
1 source-linked guidesOpen the Washington TRS hub →
Michigan
Michigan MPSERS
Michigan’s public school retirement system offers legacy defined benefit and hybrid plans as well as a defined contribution plan.
1 source-linked guidesOpen the Michigan MPSERS hub →
New Jersey
New Jersey TPAF
New Jersey’s Teachers’ Pension and Annuity Fund assigns teachers a membership tier based on eligibility date and position rules.
1 source-linked guidesOpen the New Jersey TPAF hub →
Colorado
Colorado PERA
Colorado PERA administers retirement benefits for public school employees and selected state and local public workers.
1 source-linked guidesOpen the Colorado PERA hub →
Virginia
Virginia VRS
Virginia’s Retirement System provides public school teachers defined benefit and hybrid retirement coverage according to membership date and position.
1 source-linked guidesOpen the Virginia VRS hub →
Alabama
Alabama TRS
A defined benefit pension for eligible public education employees in Alabama.
1 source-linked guidesOpen the Alabama TRS hub →
Minnesota
Minnesota TRA
Statewide defined benefit pension serving Minnesota public school teachers and other eligible educators.
1 source-linked guidesOpen the Minnesota TRA hub →
Tennessee
Tennessee TCRS
Tennessee public employee retirement program with teacher defined benefit and supplemental savings components.
1 source-linked guidesOpen the Tennessee TCRS hub →
Oregon
Oregon PERS
Oregon public employees pension system covering qualifying school district positions and other public employers.
1 source-linked guidesOpen the Oregon PERS hub →
Kentucky
Kentucky TRS
Defined benefit and supplemental retirement system for Kentucky educators and eligible education employees.
1 source-linked guidesOpen the Kentucky TRS hub →