Colorado teacher retirement system

Colorado PERA pension guide

Colorado PERA administers retirement benefits for public school employees and selected state and local public workers.

Colorado public school district employees are automatically in the PERA DB Plan.PERAChoice does not apply to school district employees.Eligible state and selected local employees may choose DB or DC.

Colorado teacher pension guide card with the PERA plan name

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Visit the official Colorado PERA site ↗

Plan choice

Colorado PERA for Teachers: DB Plan vs DC Choice Explained (2026)

Colorado PERA DB vs DC for teachers: school district educators are in the defined benefit plan, while only specified state and local hires can choose PERAChoice.

10 min readUpdated October 3, 2026

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