Michigan teacher retirement system

Michigan MPSERS pension guide

Michigan’s public school retirement system offers legacy defined benefit and hybrid plans as well as a defined contribution plan.

New hires from July 1, 2024 have 75 calendar days to choose.No election by the deadline defaults to Pension Plus 2.The election becomes irrevocable after selection or the deadline.

Michigan teacher pension guide card with the MPSERS plan name

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Plan choice

Michigan Pension Plus 2 vs DC Plan: MPSERS Choice in 2026

Michigan Pension Plus 2 vs the MPSERS DC Plan: eligibility, the 75-day deadline, hybrid features, contributions, and questions to confirm with ORS.

10 min readUpdated October 3, 2026

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