Gerald Ostrowski

Gerald Ostrowski is the Public Pension Research Editor for Public Pension Guide. He organizes official U.S. public-pension material into decision guides, comparison tables and transparent calculators. The byline is consistent across the site so the coverage reads as one editor following the same retirement systems over time.

Gerald is an editorial researcher, not a licensed financial advisor, actuary, or benefits counselor, and nothing on this site is individualized financial advice. Drafting is AI-assisted; every plan-rule article is checked against the official sources it lists.

What the attribution means

The page was assembled from the official sources listed on it and checked for consistency between the stated rule, example and calculator logic. It is not a formal benefit determination or professional advice.

Source responsibility

Every material plan-rule article names its official sources and review date. High-change topics, including work-after-retirement limits, are scheduled for more frequent review.

Independence

Public Pension Guide is not affiliated with TRS Texas, CalSTRS, Illinois TRS or another government retirement system. Advertising, when introduced, will not change calculator output or source selection.

Accountability

Readers can submit a factual correction or general message without exposing private pension records.

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