Independent, source-linked pension research

Rules reviewed August 2026

Site policy

Terms of Use

The limits that apply when using our public pension explanations and calculators.

By using this site, you acknowledge that its content is general and educational.

Educational use

Content and calculators provide general educational information, not financial, tax, legal or benefit advice. Do not use an estimate as a formal benefit determination.

Official records control

Retirement-system records, statutes, rules and formal determinations control if they differ from this site. Verify member-specific eligibility and amounts directly with the relevant system.

No affiliation

Public Pension Guide is independent and not endorsed by the government retirement systems discussed. System names are used to identify the public programs covered.