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Rules reviewed August 2026

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California teacher pension tool

CalSTRS benefit calculator

Model service credit × age factor × final compensation with every input visible.

Illustrative formula

CalSTRS benefit estimate

Transparent math

Estimated gross benefit

$3,542/month
Annual benefit$42,500
Applied formula percentage50.0%

This does not replace the official estimate. Verify service, compensation, age or tier rules, option reductions and plan-specific limits.

Use the exact age factor

The factor changes with the 2% at 60 or 2% at 62 structure and the exact retirement age. Obtain the official factor before relying on the result.

Keep additional credit separate

Unused sick leave can add service to the calculation but does not create minimum earned-service eligibility. Add it only after verifying the employer-certified days and base.

Read the CalSTRS formula guide →Compare the two benefit structures →